When the online slot industry first set its sights on the UK market back in the mid-1990s, there was one way to pay, and one way only. Players would need to enter their highly sensitive debit or credit card details to deposit funds, subsequently resulting in a huge security risk. This is why some UK casinos now start accept Google Pay as a supported payment method. Since Google Pay is quite new, only few casinos have integrated this. We hope to see more casinos following soon.
In a nutshell, Google Pay makes it ultra-secure to pay for goods and services online. This is why it is an ideal payment method to use when playing slots at an online operator. But does your favourite slot casino accept Google Pay?
If you are interested to find out why you should consider using Google Pay to fund your casino account, it is well worth spending the time reading our guide. We have covered everything from how the payment method works, fees, transaction times, and most importantly, how it keeps your money safe.
Let us start by exploring what Google Pay actually is.
What is Google Pay?
If you are thinking about using Google Pay to fund your online slot endeavours, then it is crucial that you understand how the payment method works. Google Pay is a mobile-based application that was first launched in 2015. The main concept is to allow you to store all of your debit or credit card credentials in one central place. In this sense, it operates in a similar way to PayPal.
In its most basic form, you would enter your debit/credit card into your Google Pay app, and after that, you would never need to enter the same card details again. Instead, you simply need to confirm your CVV number, and then Google Pay does the rest.
Due to the nature of how Google Pay works, you will not actually find the payment method listed at an online store. Instead, Google Pay simply processes the transaction on your behalf.
For example, let us say that you want to order a new mobile phone from the Carphone Warehouse website. You will go through the ordering process as normal, however, when it comes to entering your debit/credit card details, Google Pay will give you the option to auto-populate the fields. All you would need to do to verify that you are the true owner of the card is enter your CVV number. This makes Google Pay super safe, as you never need to enter the payment details directly into the merchants website.
So now that you have a basic understanding of what Google Pay is, let us explore how the set-up process works.
How does the Google Play set-up process work?
The process of getting set-up with Google Pay is super simple. You will need to head over to the Google Play store and download the Google Pay app, which is free of charge. As soon as you open the app, you will be prompted to provide your debit or credit card details. However, instead of getting you to type the numbers into the app, you instead need to take a photo of your card.
The highly advanced nature of Google Pau automatically acquires your card details from the image. In order to confirm you are the owner of the card and the phone, you will need to confirm your email address and mobile phone number. After that, you are all set up and ready to use Google Pay at an online slots casino.
How do I know that Google Pay is safe?
It is perfectly reasonable to question the security of Google Pay itself, so we have provided a brief explainer. Google Pay uses a piece of technology called ‘Tokenization’. In its most basic form, each and every debit or credit card that you link to Google Pay will be assigned a digital token.
This token is linked specifically to your phone, meaning that Google Pay knows that you are always the true owner of the card. The extra safeguard that Google Pay implements is that it encrypts the card details that you provided when you originally took the photo.
This means that Google Pay are unable to see what your card details are, as all of your credentials are encrypted. It is also important to note that Google Pay is not a payment processor. The app merely verifies that your card details are correct, saving you from having to enter them directly into the casinos website.
Depositing funds with Google Pay at a slots casino
When it comes to using your Google Pay app at an online slots site, this is a very straightforward process. As with any payment method you decide to use, you will initially need to open an account with the slot casino in question.
This will require you to enter your personal information, such as your full name, address, and date of birth. It is important that this information matches the information linked to your debit/credit card. Even though you will be using Google Pay, if the data does not match, then the transaction is likely to be rejected.
Once you are all set-up at the UK slot casino, you will then need to navigate over to the deposit area. You will then see a long list of supported payment methods, If you attempt to find Google Pay on the list, you won’t. As we mentioned earlier, Google Pay simply makes it ultra-convenient for you to pay for things online, via your debit or credit card. As such, you should proceed to deposit with your debit or credit card as you normally would.
Utilising Google Pay
When it comes to entering your card details, as soon as you click the mouse in the box that asks for your 16-digit card number, you will see the Google Pay image pop-up. You will see your card issuer (or cards if you have registered more than one), pop-up (such as Visa or Mastercard) and the last four digits of your card. When you select the card that you want to use, you will then be prompted to enter your CVV number.
As soon as you do, you will see all of the relevant card detail boxes auto populate. For the benefit of extra security, the CVV box will still hide the numbers. You then need to enter the amount that you want to deposit into the online slot casino, before confirming the transaction.
And that is it. You have just made your first deposit using Google Pay.
How long do Google Pay deposits take at a slot casino?
As we have already stressed, Google Pay uses your pre-registered card details to make the deposit process less cumbersome. As a result, Google Pay deposits take the same amount of time as a standard debit/credit card deposit. In 99.9% of cases, this means that your Google Pay deposit will be credited to your slot casino account instantly.
As soon as the deposit is processed, you will receive a notification on your phone with information pertaining to the transaction. This will include the amount spent, and the name of the casino.
Are there any fees to consider when depositing with Google Pay?
From the perspective of the slot casino, when you deposit funds using Google Pay, they will not actually know. Instead, the transaction will be ear-marked as a traditional debit or credit card deposit. This means that should the casino charge a fee for using your card, then you will pay the same fee when using Google Pay.
In the vast majority of cases, UK slot casinos do not charge you to use a debit card. Although the casino themselves is likely to be charged by the card issuer (for example Visa or Mastercard), the platform will usually not pass this on to the player. However, if you are using a credit card, this might not be the case.
In fact, if your Google Pay transaction is supported by a credit card, you might be charged on two fronts. First and foremost, some casinos will charge you a percentage fee for using a credit card. If the fee is 1.5% and you deposit £100, you will end up paying £1.50. However, you also need to consider the fee charged by the credit card provider.
Credit card companies view gambling transactions in the same light as a standard cash advance. This is usually in the region of 3% of the transaction amount. Sticking with the same example, on top of the £1.50 the casino charged you, the credit card company would charge you an additional £4.50. All in all, a £100 deposit could cost you £6, or 6%.
This is why you should try to use a debit card that is linked to your Google Pay account, as it is likely to cost you nothing in fees.
How does the withdrawal process work when using Google Pay?
Without intending to repeat ourselves again, the withdrawal process works in exactly the same way as a standard debit/credit card withdrawal. As such, you will need to provide the slot casino with some documents before you have your withdrawal request processed.
This will require you to upload a copy of your passport or driving license, and proof of address. If you are using your mobile phone to play at the slot casino, this is a lot easier when it comes to verification. This is because you can take a quick photo using your phone, and then documents are sent straight to the verification department. Expect to wait in the region of 1-2 days for the casino to check your documents. Once your identity has been verified, your withdrawal request will then be processed.
You actually will not need the assistance of Google Pay during the withdrawal stage, as you will simply be sending the funds back to the card you used to deposit. This often comes as a surprise to those using Google Pay for the first time, as players are sometimes under the impression that the winnings will go into their Google Pay account. However, it instead goes straight to your card.
The slot casino will have this information in encrypted form, as Google Pay would have integrated the data when you confirmed your CVV number. In most cases, it normally takes around 3-5 working days for the funds to appear back on your card.
Is Google Pay supported by all UK banks?
While in the vast majority of cases, your high street bank is likely to be supported by Google Pay, not all banks are. The likes of RBS, Halifax, HSBC, Lloyds and all other well-known banks will be supported. However, the odd small bank or building society might not be.
Do I still get a welcome bonus if I use Google Pay?
Whenever we discuss alternative payment methods, we also explore whether or not the payment method is eligible for welcome package bonuses. The reason for this that casinos sometimes exclude certain payment methods from their promotions.
This is directly linked to bonus abuse, meaning that a small group of bad actors found a way to open multiple accounts, subsequently getting a free bonus on each of the accounts. From our experience, the main payment method that UK slot casinos ban from their welcome packages is Neteller.
Nevertheless, in terms of Google Pay, you will likely be eligible for every single offer that you come across. Once again, when you make a deposit, the slot casino will view the payment method as a debit or credit card transaction. For those unaware, slot casinos in the UK prefer this payment method over all others, as they are able to check whether the player’s personal information matches the data given during the account opening process.
As a result, you will be able to get claim all of the bonuses that slot casinos have on offer.
How does Google Pay compare to PayPal when depositing and withdrawing funds?
If you want to use Google Pay when depositing funds at an online casino, then this not only makes it convenient, but ultra-secure. However, it is well worth considering PayPal instead. The process is similar to Google Pay, insofar that you need to link your debit or credit card to your account. You can also link a bank account with PayPal, too. When you go to deposit funds at a slot casino, you will need to select the PayPal option, and then enter your PayPal login credentials. One you do, you can then choose one of your linked payment methods to make an instant and free deposit.
The reason that we suggest using PayPal instead is with respect to the withdrawal process. As Google Pay is effectively the same as using your debit or credit card, you will need to wait a grueling 3-5 days before you see your funds. However, PayPal is significantly faster.
When you request a withdrawal of funds from your casino account, the verification team will usually authorise the withdrawal within a few hours. On the contrary, online casinos usually take around 1-2 days to process a withdrawal when using a debit/credit card (which is what will happen when you deposit with Google Pay). This is because the regulations governing online card transactions are a lot more stringent that e-wallets.
Moreover, once the casino does finally get around to processing your Google Pay withdrawal, you will then have to wait 3-5 days for the fund to show up on your card. On the other hand, once a PayPal withdrawal is processed by the slot casino, it usually takes no more than a few minutes before they show up in your account. As soon as the funds do appear, you can then perform an instant withdrawal from your PayPal account, into your bank account.
Using Google Pay at a UK slot casino: The Verdict?
In summary, Google Pay is a really good option if you want to add an additional layer of security on your financial details. As soon as you link your debit/credit card to your Google Pay account, you will never need to enter the details again, other than your CVV number. This also makes it really convenient to deposit funds at an online casino.
On the other hand, you will not benefit from faster deposits when using Google Pay, as online casinos view it in the same light as a debit or credit card. As such you will still need to wait 3-5 days before the funds show up in your account. Nevertheless, if you were planning to use your bank card to deposit funds anyway, you might as well do it through Google Pay as an extra security safeguard.